At My Home Buyer Club, we understand the time and
investment that goes into the decision to purchase a home,
which is why it is our goal to help you buy your home – and
keep it too! Therefore, we offer two packages to accomplish
just that.
Home Buyer's Education
Knowledge is key and when it comes to purchasing a home; you can never know too much.
In order to help you become confident,
long-term owners, we’ve created the following
easy-to-use tool, providing you with a helpful support system.
Homebuyer Education CD
A CD that educates and prepares you, the homeowner, for all that home ownership entails, including, budgeting, money-saving tips, and much more.
Live Telephone Buyer Support
Upon completion of the Home Buyer Education CD, you will have access to a 1/2
hour of telephone support with a trained expert to answer any additional
questions.
Emergency Fund Access from the
Rainy Day Program
During the initial two years of homeownership, Rainy Day
Foundation will provide early delinquency counseling to
homeowners who have encountered short-term financial
challenges. Additionally the foundation may make available
emergency grants for the benefit of assisting homeowners in
remaining or becoming current on their mortgage.
Examples of Covered Items
- Unexpected medical expenses
- Unusually high car repair bills
- Catastrophic events
- Other major financial events
Post-closing Communication and Education
Includes six months of personal telephone calls to remind
homeowners and to ensure that their mortgage payments
are made on time. The program also includes 24 months of
financial and educational resources in an effort to assist in
maintaining timely mortgage payments and tools to
maintain financial wellness.
Mortgage Payment Protection
The number one reason for mortgage defaults
today is the loss of employment. As a qualified homeowner enrolled in our Mortgage Protection Program, you are protected against financial crisis brought on by involuntary loss of employment.
Job Loss Protection Benefits Include:
- One or two years of coverage available for up to $1,800 per month
- Up to 6 months of mortgage payments
- Easy enrollment process
- Program underwritten by one of the industry's top
insurance companies
Eligibility Requirements
- Employed full time (minimum 30 hours/week)
- 60-day vesting period
- Cannot be self employed, an independent contractor, or active military
- Cannot own greater than 10% interest in his/her employer's business
- Must be between the ages of 18 and 66
ScoreCorrect Credit Service
Did you know that 79% of credit reports contain substantive errors? This could mean the difference between owning your own home or always renting. By working with ScoreCorrect, we can help you resolve any discrepancies in your credit report and give you the guidance to help optimize your credit score.
Our attorney-led team of experts can produce results in as few as 30 days. Hundreds of satisfied customers have seen how optimizing their credit report can save them thousands of dollars, making home buyers out of those who were previously declined mortgage financing.